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PRIVACY POLICY,
Protecting your privacy is important to GFG and/or its Affiliated Companies
and our employees. We want you to understand what information we collect and
how we use it. In order to provide our customers with short term loans as
effectively and conveniently as possible. We use computerized information
technology to manage and maintain customer information, the following policy
serves as a standard for WFG and/or its Affiliated Companies employees for
collection, use, retention, and security of nonpublic personal information
related to our short term programs.
WHAT INFORMATION WE COLLECT.
We may collect "nonpublic personal information" about you from the following
sources: Information we receive from you on applications or other loan
forms, such as your name, address, social security number, assets and
income; Information about your loan transactions with us, such as your
payment history and loan balances; and Information regarding your
creditworthiness and credit history that we receive from third parties, such
as consumer reporting agencies and other lenders, . "Nonpublic personal
information" is nonpublic information about you that we obtain in connection
with providing a short term loan to you or list derived using that
information. For example, as noted above, nonpublic personal information
includes your name, social security number, payment history, and the like.
WHAT INFORMATION WE DISCLOSE,
We are permitted by law to disclose nonpublic personal information about you
to third parties in certain circumstances, For example, we may disclose
nonpublic personal information about your short term loan to consumer
reporting agencies and to government entities in response to subpoenas.
Moreover, we may disclose all of the nonpublic personal information about
you that we collect, as described above, to financial service providers that
perform services on our behalf, such as the marketers and servicers of your
short term loan, and to financial institutions with which we have joint
marketing arrangements. Such disclosures are made as necessary to effect,
administer and enforce the loan you request or authorize. Otherwise, we do
not disclose nonpublic financial information about our customers or former
customers to anyone, except as required or permitted by law.
If you become an inactive customer, we will continue to adhere to the privacy
policies and practices described in this notice.
OUR SECURITY PROCEDURES.
We also take steps to safeguard customer information. We restrict access to
nonpublic personal information about you to those of our employees and the
employees of our contractors and agents who need to know that information to
assist us in providing and administering short term loans to you. We
maintain physical, electronic and procedural safeguards that comply with
federal standards to guard your nonpublic personal information.
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